Effective Date: October 18, 2024

Welcome to Firm Footing Financial Planning (“we,” “us,” or “our”). These Terms of Service (“Terms”) govern your access to and use of our website, www.firmfootingfp.com, and the services provided by Lisa Eaton, including advice-only financial planning. By accessing or using our website, you agree to these Terms. If you do not agree with these Terms, please do not use our website or services.

1. Services Provided

• Scope of Services: Firm Footing Financial Planning provides advice-only financial planning services. We do not manage client assets or make direct investment decisions on behalf of clients.
• Advice-Only Model: Our role is to provide financial guidance, education, and strategic advice. Implementation of any financial advice provided is the sole responsibility of the client.
• No Investment Management: We do not directly manage investment accounts or provide asset management services. All recommendations are advisory in nature, and clients retain full control over their accounts and investment decisions.

 

2. User Responsibilities

• Accurate Information: Users agree to provide accurate and complete information necessary for the provision of services. We are not responsible for any errors or delays caused by the user’s failure to provide accurate information.
• Implementation: Users are responsible for implementing any financial advice provided. We do not act as fiduciaries regarding investment transactions and do not assume responsibility for the outcomes of any actions taken based on our advice.
• Consultation with Other Professionals: Users are encouraged to consult with other professionals, such as tax advisors, legal counsel, or investment managers, for specific advice related to those areas.

 

3. Limitations of Liability

• No Guarantee of Results: While we strive to provide accurate and helpful financial advice, we cannot guarantee any specific financial results or outcomes. The success of any financial strategy depends on a variety of factors, including market conditions and the user’s actions.
• Limitation of Liability: To the fullest extent permitted by law, Firm Footing Financial Planning and Lisa Eaton are not liable for any direct, indirect, incidental, or consequential damages arising from the use of our services or website.
• Third-Party Links: Our website may contain links to third-party websites or resources. We are not responsible for the content, products, or services provided by such third parties.

 

4. Fees and Payment

• Fee Structure: Firm Footing Financial Planning charges fees on a flat-fee, hourly, or subscription basis for advice-only services. Details of fees will be provided in a separate agreement before the commencement of services.
• Payment Terms: Payment is due as specified in your agreement with us. Non-payment may result in the suspension or termination of services.
• Refunds: Refunds will be issued in accordance with our refund policy, which will be outlined in your service agreement.

 

5. Intellectual Property

• Website Content: All content on our website, including text, graphics, logos, and images, is the property of Firm Footing Financial Planning and is protected by intellectual property laws. You may not reproduce, distribute, or modify any content without our written permission.
• Use of Our Materials: Users may view, download, and print content from our website for personal use only. Any commercial use of our content is strictly prohibited without prior written consent.

 

6. Privacy Policy

Your use of our website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your information. By using our services, you agree to the terms of our Privacy Policy. Please review it at https://www.firmfootingfp.com/privacy-policy/.

 

7. Changes to These Terms

We may update these Terms from time to time. Any changes will be effective when posted on this page with a new effective date. Your continued use of our website or services after the posting of changes constitutes your acceptance of such changes.

 

8. Governing Law

These Terms are governed by the laws of the state in which Firm Footing Financial Planning operates, without regard to its conflict of laws principles. Any disputes arising out of or related to these Terms or our services shall be resolved in the courts of that state.

 

9. Contact Us

If you have any questions about these Terms or our services, please contact us at:

Lisa Eaton
Firm Footing Financial Planning
Email: [email protected]
Website: www.firmfootingfp.com